.nav-mobile-menu{display:none;position:fixed;inset:68px 0 0 0;background:var(--nav-bg);z-index:997;flex-direction:column;padding:20px 28px;gap:4px;transform:translateY(-16px);opacity:0;transition:all .26s;}

/* BUTTONS */
.btn-red{display:inline-block;background:var(--accent);color:#fff;padding:13px 30px;border-radius:8px;font-size:14px;font-weight:700;cursor:pointer;border:none;text-decoration:none;transition:background .2s,transform .15s,box-shadow .2s;font-family:'Figtree',sans-serif;box-shadow:0 2px 12px rgba(200,16,46,.25);}
.btn-red:hover{background:var(--accent2);transform:translateY(-2px);box-shadow:0 6px 20px rgba(200,16,46,.35);}
.btn-outline{display:inline-block;background:transparent;color:#fff;border:2px solid rgba(255,255,255,.55);padding:11px 28px;border-radius:8px;font-size:14px;font-weight:700;cursor:pointer;text-decoration:none;transition:all .2s;font-family:'Figtree',sans-serif;}
.btn-outline:hover{background:rgba(255,255,255,.12);border-color:#fff;}

/* HERO */
.hero{position:relative;overflow:hidden;min-height:580px;display:flex;align-items:center;padding:90px 80px;}
.hero-bg{position:absolute;inset:0;background:url('https://images.unsplash.com/photo-1486325212027-8081e485255e?w=1400&q=80') center/cover no-repeat;}
.hero-bg::after{content:'';position:absolute;inset:0;background:var(--hero-overlay);}
.hero-content{position:relative;z-index:1;max-width:560px;}
.hero-tag{display:inline-flex;align-items:center;gap:8px;background:rgba(200,16,46,.2);color:#ff8c9a;font-size:11px;font-weight:700;letter-spacing:2px;text-transform:uppercase;padding:6px 16px;border-radius:24px;margin-bottom:20px;border:1px solid rgba(200,16,46,.35);}
.hero-tag::before{content:'●';font-size:7px;animation:pulse 2s infinite;}
@keyframes pulse{0%,100%{opacity:1}50%{opacity:.3}}
.hero h1{font-size:50px;font-weight:900;color:#fff;line-height:1.1;margin-bottom:20px;letter-spacing:-1px;}
.hero h1 em{color:#ff6b7a;font-style:normal;}
.hero p{color:rgba(255,255,255,.72);font-size:15px;line-height:1.75;margin-bottom:34px;font-weight:500;}
.hero-btns{display:flex;align-items:center;gap:14px;flex-wrap:wrap;}
.hero-badges{display:flex;gap:20px;margin-top:48px;flex-wrap:wrap;}
.hero-badge{background:rgba(255,255,255,.1);backdrop-filter:blur(8px);border:1px solid rgba(255,255,255,.2);border-radius:10px;padding:10px 18px;color:#fff;}
.hero-badge strong{display:block;font-size:18px;font-weight:900;}
.hero-badge span{font-size:11px;color:rgba(255,255,255,.6);font-weight:600;}


.section-navy{background:var(--navy);}
.h2.white{color:#fff;}
.sub.white{color:rgba(255,255,255,.62);}
.text-center{text-align:center;}.mx-auto{margin-left:auto;margin-right:auto;}

/* CARDS */
.cards-4{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;margin-top:44px;}
.cards-3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:44px;}
.cards-2{display:grid;grid-template-columns:repeat(2,1fr);gap:28px;margin-top:44px;}
.card{background:var(--card-bg);border-radius:14px;padding:30px 26px;box-shadow:var(--card-shadow);border:1px solid var(--border);transition:transform .2s,box-shadow .2s,background .3s,border-color .3s;}
.card:hover{transform:translateY(-5px);box-shadow:0 16px 40px rgba(10,22,40,.13);}
[data-theme="dark"] .card:hover{box-shadow:0 16px 40px rgba(0,0,0,.4);}
.card-icon{width:54px;height:54px;border-radius:12px;background:linear-gradient(135deg,var(--navy),var(--blue));display:flex;align-items:center;justify-content:center;font-size:22px;margin-bottom:18px;color:#fff;box-shadow:0 4px 14px rgba(10,22,40,.2);}
.card h3{font-size:16px;font-weight:800;color:var(--text);margin-bottom:10px;transition:color .3s;}
.card p{font-size:13.5px;color:var(--muted);line-height:1.65;font-weight:500;}
.card ul{list-style:none;}.card ul li{font-size:13px;color:var(--muted);padding:3px 0;font-weight:500;}
.card ul li::before{content:'›';color:var(--accent);margin-right:7px;font-weight:700;}
.card-link{display:inline-block;margin-top:16px;color:var(--accent);font-size:13px;font-weight:700;text-decoration:none;cursor:pointer;}
.card-link:hover{text-decoration:underline;}
.card-dark{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.11);border-radius:14px;padding:30px 26px;transition:background .2s;}
.card-dark:hover{background:rgba(255,255,255,.11);}
.card-dark h3{font-size:15px;font-weight:800;color:#fff;margin-bottom:10px;}
.card-dark p{font-size:13px;color:rgba(255,255,255,.57);line-height:1.65;font-weight:500;}

/* CARD HEADER — image icon placed alongside the title */
.card-head{display:flex;align-items:center;gap:16px;margin-bottom:16px;}
.card-icon-img{width:64px;height:64px;min-width:64px;border-radius:12px;background-size:cover;background-position:center;position:relative;overflow:hidden;box-shadow:0 4px 14px rgba(10,22,40,.2);}

.card-head h3{font-size:19px;font-weight:900;letter-spacing:.5px;text-transform:uppercase;color:var(--text);margin-bottom:0;line-height:1.3;}

/* SERVICE DETAILS POPUP */
.service-modal-overlay{display:none;position:fixed;inset:0;background:rgba(8,13,24,.75);z-index:10000;align-items:center;justify-content:center;padding:24px;}
.service-modal-overlay.active{display:flex;}
.service-modal-box{background:var(--card-bg);border-radius:18px;max-width:920px;width:100%;max-height:85vh;display:flex;flex-direction:column;overflow:hidden;box-shadow:0 30px 80px rgba(0,0,0,.45);}
.service-modal-topbar{display:flex;justify-content:flex-end;padding:16px 16px 0;}
.service-modal-close{width:36px;height:36px;border-radius:50%;border:none;background:var(--bg2);color:var(--text);font-size:20px;line-height:1;cursor:pointer;display:flex;align-items:center;justify-content:center;transition:background .2s,color .2s;}
.service-modal-close:hover{background:var(--accent);color:#fff;}
.service-modal-scroll{overflow-y:auto;padding:4px 50px 55px;}
.service-modal-panel{display:none;}
.service-modal-panel.active{display:block;}
@media(max-width:768px){
  .service-modal-scroll{padding:4px 22px 40px;}
}

/* SERVICE OVERVIEW CARDS */
.svc-subhead{font-size:11.5px;font-weight:800;color:var(--text);text-transform:uppercase;letter-spacing:1px;margin:16px 0 6px;transition:color .3s;}
.svc-doc-btn{display:inline-flex;align-items:center;gap:8px;background:var(--accent);color:#fff;padding:11px 20px;border-radius:9px;font-size:12.5px;font-weight:700;text-decoration:none;margin-top:16px;transition:background .2s,transform .15s;}
.svc-doc-btn:hover{background:var(--accent2);transform:translateY(-1px);}
.mini-dl-list{display:flex;flex-direction:column;gap:8px;margin-top:14px;}
.mini-dl{display:flex;align-items:center;gap:9px;background:var(--bg2);border:1px solid var(--border);border-radius:8px;padding:9px 12px;text-decoration:none;transition:border-color .2s,background .3s;}
.mini-dl:hover{border-color:var(--accent);}
.mini-dl svg{color:var(--accent);flex-shrink:0;}
.mini-dl span{font-size:12.5px;font-weight:700;color:var(--text);transition:color .3s;}

/* TWO-COL */
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center;}
.col-img img{width:100%;border-radius:16px;box-shadow:0 8px 40px rgba(10,22,40,.14);}

/* PILLARS */
.pillars-4{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;margin-top:44px;}
.pillar{background:var(--card-bg);border-radius:14px;padding:30px 22px;text-align:center;border:1px solid var(--border);box-shadow:var(--card-shadow);transition:background .3s,border-color .3s;}
.pillar-icon{width:60px;height:60px;border-radius:50%;background:var(--bg2);display:flex;align-items:center;justify-content:center;margin:0 auto 16px;}
.pillar h4{font-size:15px;font-weight:800;color:var(--text);margin-bottom:10px;transition:color .3s;}
.pillar p{font-size:13px;color:var(--muted);line-height:1.65;}

/* TEAM */
.team-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:24px;margin-top:40px;}
.team-card{background:var(--card-bg);border-radius:16px;padding:28px 22px;text-align:center;border:1px solid var(--border);box-shadow:var(--card-shadow);transition:transform .2s,background .3s,border-color .3s;}
.team-card:hover{transform:translateY(-4px);}
.team-photo{width:90px;height:90px;border-radius:50%;overflow:hidden;margin:0 auto 16px;border:3px solid var(--bg2);}
.team-photo img{width:100%;height:100%;object-fit:cover;}
.team-card h4{font-size:15px;font-weight:800;color:var(--text);margin-bottom:4px;transition:color .3s;}
.team-card p{font-size:12px;font-weight:700;color:var(--accent);text-transform:uppercase;letter-spacing:1px;margin-bottom:10px;}
.team-card small{font-size:12.5px;color:var(--muted);line-height:1.6;}

/* STATS */
.stats-bar{display:flex;background:var(--navy);padding:28px 80px;}
.stat-item{flex:1;text-align:center;border-right:1px solid rgba(255,255,255,.1);padding:0 20px;}
.stat-item:last-child{border-right:none;}
.stat-num{font-size:38px;font-weight:900;color:#fff;display:block;}
.stat-label{font-size:12px;font-weight:600;color:rgba(255,255,255,.5);text-transform:uppercase;letter-spacing:1px;}

/* VALUES GRID */
.values-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:44px;}
.value-card{background:var(--card-bg);border-radius:14px;padding:30px 26px;box-shadow:var(--card-shadow);border:1px solid var(--border);transition:transform .2s,background .3s,border-color .3s;}
.value-card:hover{transform:translateY(-4px);}
.value-icon{width:60px;height:60px;border-radius:14px;background:var(--bg2);display:flex;align-items:center;justify-content:center;margin-bottom:16px;font-size:24px;transition:background .3s;}
.value-card h4{font-size:16px;font-weight:800;color:var(--text);margin-bottom:8px;transition:color .3s;}
.value-card p{font-size:13.5px;color:var(--muted);line-height:1.65;}

/* WHY GRID */
.why-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:22px;margin-top:44px;}
.why-card{background:var(--card-bg);border-radius:14px;padding:28px 22px;text-align:center;box-shadow:var(--card-shadow);border:1px solid var(--border);transition:background .3s,border-color .3s,transform .2s;}
.why-card:hover{transform:translateY(-4px);}
.why-icon{font-size:30px;margin-bottom:14px; color:#a00020}
[data-theme="dark"] .why-icon svg{stroke:#fff;}
.why-card h4{font-size:14px;font-weight:800;color:var(--text);margin-bottom:8px;transition:color .3s;}
.why-card p{font-size:12.5px;color:var(--muted);line-height:1.55;font-weight:500;}

/* LICENSE BADGES */
.license-badges{display:flex;gap:12px;margin-top:22px;flex-wrap:wrap;}
.lic-badge{display:inline-flex;align-items:center;gap:8px;background:var(--bg2);border:1.5px solid var(--border);border-radius:8px;padding:8px 14px;font-size:12px;font-weight:700;color:var(--text);transition:background .3s,border-color .3s,color .3s;}

.cta-strip .btn-red{background:rgba(255,255,255,.2)!important;box-shadow:none!important;border:2px solid rgba(255,255,255,.5);color:#fff!important;}
.cta-strip .btn-red:hover{background:rgba(255,255,255,.35)!important;}

/* PROCESS */
.process{display:flex;align-items:flex-start;gap:0;margin-top:44px;position:relative;}
.process::before{content:'';position:absolute;top:28px;left:28px;right:28px;height:2px;background:var(--border);z-index:0;}
.step{flex:1;text-align:center;position:relative;z-index:1;}
.step-num{width:56px;height:56px;border-radius:50%;background:var(--accent);color:#fff;font-size:20px;font-weight:900;display:flex;align-items:center;justify-content:center;margin:0 auto 14px;box-shadow:0 4px 14px rgba(200,16,46,.3);}
.step h4{font-size:14px;font-weight:800;color:#fff;margin-bottom:6px;transition:color .3s;}
.step p{font-size:12px;color:var(--muted);}

/* TABS */
.tabs{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:28px;}
.tab-btn{padding:9px 20px;border-radius:8px;font-size:13px;font-weight:700;cursor:pointer;border:1.5px solid var(--border);background:var(--card-bg);color:var(--muted);transition:all .2s;font-family:'Figtree',sans-serif;}
.tab-btn:hover,.tab-btn.active{background:var(--accent);color:#fff;border-color:var(--accent);}

/* INSIGHTS */
.ins-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:0;}
.ins-card{background:var(--card-bg);border-radius:14px;overflow:hidden;box-shadow:var(--card-shadow);border:1px solid var(--border);transition:transform .2s,background .3s,border-color .3s;}
.ins-card:hover{transform:translateY(-4px);}
.ins-thumb{height:160px;background:linear-gradient(135deg,var(--navy),var(--blue));position:relative;overflow:hidden;}
.ins-thumb img{width:100%;height:100%;object-fit:cover;opacity:.7;}
.ins-cat{position:absolute;top:12px;left:12px;background:var(--accent);color:#fff;font-size:10px;font-weight:800;padding:4px 10px;border-radius:20px;letter-spacing:1px;text-transform:uppercase;}
.ins-body{padding:22px;}
.ins-body .ins-meta{font-size:11px;color:var(--muted);font-weight:600;margin-bottom:8px;}
.ins-body h4{font-size:15px;font-weight:800;color:var(--text);margin-bottom:8px;line-height:1.35;transition:color .3s;}
.ins-body p{font-size:13px;color:var(--muted);line-height:1.6;}
.ins-body .ins-read{display:inline-block;margin-top:14px;color:var(--accent);font-size:13px;font-weight:700;cursor:pointer;}

/* CONTACT */
.contact-grid{display:grid;grid-template-columns:1fr 1.25fr;gap:60px;align-items:start;margin-top:44px;}
.contact-info h3{font-size:28px;font-weight:900;color:var(--text);margin-bottom:14px;transition:color .3s;}
.contact-info > p{font-size:14px;color:var(--muted);line-height:1.75;margin-bottom:30px;}
.ci{display:flex;align-items:flex-start;gap:14px;margin-bottom:20px;}
.ci-icon{width:46px;height:46px;min-width:46px;background:var(--bg2);border-radius:11px;display:flex;align-items:center;justify-content:center;font-size:18px;transition:background .3s;}
.ci strong{font-size:12px;font-weight:700;color:var(--accent);display:block;text-transform:uppercase;letter-spacing:1px;}
.ci span{font-size:13.5px;color:var(--text);font-weight:600;transition:color .3s;}
.cf{background:var(--card-bg);border-radius:18px;padding:42px;box-shadow:0 8px 48px rgba(10,22,40,.10);border:1px solid var(--border);transition:background .3s,border-color .3s;}
[data-theme="dark"] .cf{box-shadow:0 8px 48px rgba(0,0,0,.35);}
.cf h3{font-size:22px;font-weight:900;color:var(--text);margin-bottom:26px;transition:color .3s;}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px;}
.fg{margin-bottom:20px;}
.fg label{font-size:12.5px;font-weight:700;color:var(--text);display:block;margin-bottom:7px;text-transform:uppercase;letter-spacing:.8px;transition:color .3s;}
.fg input,.fg textarea,.fg select{width:100%;padding:12px 16px;border:1.5px solid var(--border);border-radius:9px;font-size:14px;font-family:'Figtree',sans-serif;font-weight:500;color:var(--text);background:var(--input-bg);transition:border-color .2s,background .3s,color .3s;outline:none;}
.fg input:focus,.fg textarea:focus,.fg select:focus{border-color:var(--accent);}
.fg textarea{resize:vertical;min-height:115px;}
.btn-submit{width:100%;background:var(--accent);color:#fff;padding:14px;border:none;border-radius:9px;font-size:15px;font-weight:800;font-family:'Figtree',sans-serif;cursor:pointer;transition:background .2s,transform .15s;letter-spacing:.3px;}
.btn-submit:hover{background:var(--accent2);transform:translateY(-2px);}
.map-box{margin-top:30px;border-radius:14px;height:200px;background:linear-gradient(135deg,var(--bg2),var(--bg3));display:flex;align-items:center;justify-content:center;border:1px solid var(--border);position:relative;overflow:hidden;transition:background .3s,border-color .3s;}
.map-box::before{content:'';position:absolute;inset:0;background:url('https://images.unsplash.com/photo-1611701453579-26c3dd5e6a5c?w=700&q=60') center/cover;opacity:.25;}
.map-label{position:relative;background:var(--card-bg);border-radius:10px;padding:12px 18px;box-shadow:0 4px 16px rgba(0,0,0,.15);text-align:center;transition:background .3s;}
.map-label strong{font-size:13px;color:var(--text);display:block;transition:color .3s;}
.map-label span{font-size:11.5px;color:var(--muted);}

/* DOCS */
.doc-list{display:flex;gap:16px;flex-wrap:wrap;margin-top:28px;}
.doc-item{display:flex;align-items:center;gap:12px;background:var(--card-bg);border:1.5px solid var(--border);border-radius:10px;padding:14px 20px;cursor:pointer;transition:border-color .2s,transform .2s,background .3s;text-decoration:none;}
.doc-item:hover{border-color:var(--accent);transform:translateY(-2px);}
.doc-item span{font-size:13px;font-weight:700;color:var(--text);transition:color .3s;}
.doc-item small{font-size:11px;color:var(--muted);display:block;}

/* CHECKLIST */
.chk{list-style:none;margin:16px 0;}
.chk li{font-size:14px;color:var(--text);padding:5px 0;font-weight:500;transition:color .3s;}
.chk li::before{content:'✓';color:var(--accent);margin-right:10px;font-weight:800;}


/* TOAST */

/* PORTFOLIO */
#portfolio-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;margin-top:0;}

@media(max-width:1024px){
  .cards-4{grid-template-columns:repeat(2,1fr);}
  .why-grid{grid-template-columns:repeat(2,1fr);}
  .pillars-4{grid-template-columns:repeat(2,1fr);}
  .team-grid{grid-template-columns:repeat(2,1fr);}
  .footer-grid{grid-template-columns:repeat(2,1fr);}
  .values-grid{grid-template-columns:repeat(2,1fr);}
  #portfolio-grid{grid-template-columns:repeat(2,1fr);}
  .ins-grid{grid-template-columns:repeat(2,1fr);}
}
@media(max-width:768px){
  nav{padding:0 20px;}
  .nav-links{display:none;}
  .nav-hamburger{display:flex;}
  .hero{padding:60px 28px;min-height:480px;}
  .hero h1{font-size:34px;}
  .section{padding:50px 24px;}
  .page-hero{padding:40px 24px 32px;}
  .page-hero h1{font-size:28px;}
  .cta-strip{padding:36px 24px;flex-direction:column;align-items:flex-start;}
  .two-col{grid-template-columns:1fr;gap:30px;}
  .contact-grid{grid-template-columns:1fr;}
  .form-row{grid-template-columns:1fr;}
  .footer-grid{grid-template-columns:1fr 1fr;gap:28px;padding-bottom:20px;}
  .footer-brand{grid-column:1/-1;}
  footer{padding:40px 24px 24px;}
  .cards-4,.cards-3,.why-grid,.pillars-4,.team-grid,.values-grid,#portfolio-grid,.ins-grid{grid-template-columns:1fr;}
  .cards-2{grid-template-columns:1fr;}
  .stats-bar{padding:20px;flex-wrap:wrap;}
  .stat-item{min-width:50%;border-right:none;border-bottom:1px solid var(--border);}
  .stat-item:nth-child(odd){border-right:1px solid var(--border);}
  .stat-num{font-size:26px;}
  .process{flex-direction:column;gap:20px;}
  .process::before{display:none;}
  .h2{font-size:26px;}
  .hero-btns{flex-direction:column;align-items:flex-start;}
  .cf{padding:24px 18px;}
  .doc-list{flex-direction:column;}
  #theme-toggle{bottom:20px;right:16px;}
  #whatsapp-float{bottom:64px;right:16px;width:40px;height:40px;font-size:19px;}
}
@media(max-width:480px){
  .hero h1{font-size:28px;}
  .hero-badges{flex-wrap:wrap;}
}
/* BROKERAGE FLOW */
.brokerage-flow{display:flex;flex-direction:column;align-items:center;gap:0;margin-top:44px;position:relative;}
.flow-cycle{display:grid;grid-template-columns:1fr auto 1fr;align-items:center;gap:0;max-width:780px;width:100%;}
.flow-left,.flow-right{display:flex;flex-direction:column;gap:24px;}
.flow-step{display:flex;align-items:center;gap:14px;background:var(--card-bg);border:1.5px solid var(--border);border-radius:12px;padding:14px 18px;box-shadow:var(--card-shadow);transition:border-color .2s,background .3s;}
.flow-step:hover{border-color:var(--accent);}
.flow-left .flow-step{flex-direction:row-reverse;text-align:right;}
.flow-right .flow-step{flex-direction:row;text-align:left;}
.flow-step-icon{width:40px;height:40px;min-width:40px;border-radius:10px;background:linear-gradient(135deg,var(--navy),var(--blue));display:flex;align-items:center;justify-content:center;color:#fff;font-size:15px;font-weight:900;box-shadow:0 4px 12px rgba(10,22,40,.2);}
.flow-step-text strong{font-size:13px;font-weight:800;color:var(--text);display:block;transition:color .3s;}
.flow-step-text span{font-size:11.5px;color:var(--muted);font-weight:500;}
.flow-center{display:flex;align-items:center;justify-content:center;padding:0 24px;}
.flow-circle{width:130px;height:130px;border-radius:50%;background:linear-gradient(135deg,var(--navy) 0%,var(--blue) 50%,var(--accent) 100%);display:flex;align-items:center;justify-content:center;flex-direction:column;box-shadow:0 8px 32px rgba(10,22,40,.25);position:relative;}
.flow-circle::before{content:'';position:absolute;inset:-6px;border-radius:50%;border:2px dashed rgba(200,16,46,.3);animation:spin 18s linear infinite;}
@keyframes spin{to{transform:rotate(360deg);}}
.flow-circle strong{font-size:13px;font-weight:900;color:#fff;text-align:center;line-height:1.25;}
.flow-circle span{font-size:10px;color:rgba(255,255,255,.65);text-align:center;margin-top:2px;}
.broker-bullets{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;margin-top:32px;max-width:780px;width:100%;}
.broker-bullet{display:flex;align-items:flex-start;gap:10px;padding:12px 14px;background:var(--bg2);border-radius:9px;border:1px solid var(--border);transition:background .3s,border-color .3s;}
.broker-bullet:hover{border-color:var(--accent);}
.broker-bullet svg{min-width:16px;color:var(--accent);margin-top:1px;}
.broker-bullet span{font-size:13px;color:var(--text);font-weight:600;transition:color .3s;}

/* TRANSACTION ADVISORY WHEEL */
.ta-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:start;margin-top:44px;}
.ta-services{display:flex;flex-direction:column;gap:14px;}
.ta-item{display:flex;gap:16px;align-items:flex-start;padding:18px 20px;background:var(--card-bg);border-radius:12px;border:1.5px solid var(--border);box-shadow:var(--card-shadow);transition:border-color .2s,transform .2s,background .3s;}
.ta-item:hover{border-color:var(--accent);transform:translateX(4px);}
.ta-item-num{width:36px;height:36px;min-width:36px;border-radius:9px;background:var(--accent);color:#fff;font-size:14px;font-weight:900;display:flex;align-items:center;justify-content:center;}
.ta-item h4{font-size:14px;font-weight:800;color:var(--text);margin-bottom:4px;transition:color .3s;}
.ta-item p{font-size:12.5px;color:var(--muted);line-height:1.6;}
.ta-visual{position:sticky;top:90px;}
.ta-cycle{display:grid;grid-template-columns:1fr 1fr;gap:10px;}
.ta-card{background:var(--card-bg);border:1.5px solid var(--border);border-radius:10px;padding:14px 16px;text-align:center;transition:background .3s,border-color .3s;}
.ta-card:hover{border-color:var(--accent);}
.ta-card-icon{font-size:24px;margin-bottom:6px;}
.ta-card h5{font-size:12px;font-weight:800;color:var(--text);transition:color .3s;}
.ta-card p{font-size:11px;color:var(--muted);line-height:1.5;margin-top:3px;}
.ta-center-card{grid-column:1/-1;background:linear-gradient(135deg,var(--navy),var(--blue));border-radius:12px;padding:20px;text-align:center;border:none;}
.ta-center-card h5{color:#fff;font-size:14px;font-weight:900;margin-bottom:6px;}
.ta-center-card p{color:rgba(255,255,255,.65);font-size:12px;}

/* INVESTMENT ADVISORY */
.ia-intro{display:grid;grid-template-columns:1.1fr 1fr;gap:60px;align-items:center;margin-top:44px;}
.ia-features{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin-top:0;}
.ia-feature{background:var(--bg2);border-radius:10px;padding:18px 16px;border:1.5px solid var(--border);transition:background .3s,border-color .3s,transform .2s;}
.ia-feature:hover{border-color:var(--accent);transform:translateY(-3px);}
.ia-feature-icon{width:36px;height:36px;border-radius:8px;background:var(--accent);display:flex;align-items:center;justify-content:center;color:#fff;font-size:16px;margin-bottom:10px;}
.ia-feature h5{font-size:13px;font-weight:800;color:var(--text);margin-bottom:5px;transition:color .3s;}
.ia-feature p{font-size:12px;color:var(--muted);line-height:1.55;}
.ia-visual{background:linear-gradient(135deg,var(--navy) 0%,var(--blue) 100%);border-radius:20px;padding:36px 32px;position:relative;overflow:hidden;}
.ia-visual::before{content:'';position:absolute;inset:0;background:url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.04'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");}
.ia-visual-title{font-size:18px;font-weight:900;color:#fff;margin-bottom:20px;position:relative;}
.ia-steps{display:flex;flex-direction:column;gap:12px;position:relative;}
.ia-step{display:flex;align-items:center;gap:14px;background:rgba(255,255,255,.09);border-radius:10px;padding:12px 16px;border:1px solid rgba(255,255,255,.12);}
.ia-step-dot{width:28px;height:28px;min-width:28px;border-radius:50%;background:var(--accent);display:flex;align-items:center;justify-content:center;font-size:11px;font-weight:900;color:#fff;}
.ia-step span{font-size:13px;color:rgba(255,255,255,.82);font-weight:600;}
.mission-strip{background:linear-gradient(135deg,var(--navy) 0%,var(--blue) 100%);padding:56px 80px;text-align:center;position:relative;overflow:hidden;}
.mission-strip::before{content:'';position:absolute;inset:0;background:url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Cpath d='M36 34v-4h-2v4h-4v2h4v4h2v-4h4v-2h-4zm0-30V0h-2v4h-4v2h4v4h2V6h4V4h-4z'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");}
.mission-strip blockquote{font-size:26px;font-weight:800;color:#fff;line-height:1.4;max-width:700px;margin:0 auto;position:relative;letter-spacing:-.3px;}
.mission-strip blockquote em{color:#ff8c9a;font-style:normal;}
@media(max-width:1024px){
  .flow-cycle{grid-template-columns:1fr;gap:16px;}
  .flow-center{padding:0;}.flow-circle{width:90px;height:90px;}
  .ta-grid{grid-template-columns:1fr;}.ta-visual{position:static;}
  .ia-intro{grid-template-columns:1fr;}
  .mission-strip{padding:40px 24px;}
  .mission-strip blockquote{font-size:20px;}
}
@media(max-width:768px){
  .broker-bullets{grid-template-columns:1fr;}
  .ia-features{grid-template-columns:1fr;}
  .brokerage-flow{align-items:stretch;}
  .broker-bullets{max-width:100%;}
}